RULING ON BANK JOBS THAT DEAL WITH RIBA (INTEREST)

RIBA (INTEREST)

Riba (Interest): Today’s world has a complex financial structure. Nearly every transaction is carried out through banks. One cannot possibly eliminate the banking completely from one’s life but at least we can control on how much interaction can be carried out. The more we can avoid the better.

Firstly, it is not permissible to work in riba or interest-based banks at all as it involves consuming riba, or writing it down or witness it or help those who do that.

It is one of the major issues in our society nowadays and most of our community is involved in banking jobs. The major scholars have issued fatwas stating that working in banks that deal with riba is haraam, (proven through hadith and Quranic verses) many people know this already yet continue with this sin. Even if the nature of work doesn’t involve dealing with riba directly it is still haram and it includes guards, cleaners, and other services as well. This is because they are witness to one of the grievous sins.

In fataawa al-lajnah al-Daaimah. 15/41 it is mentioned that: 

It is not permissible for a Muslim to work in a bank that deals with riba, even if the work that the Muslim does has nothing to do with riba because he is giving the employees who do work with riba with what they need and he is helping them with their calculation of interest.

riba
Riba | Interest | Bank Jobs

 Allah says (interpretation of the meaning): 
“but do not help one another in sin and transgression”
[Al-Quran : al-Maa’idah 5:2] 

Hence helping one in committing sin is a sin itself and a person will be held accountable for that. And hence it includes all personnel engaged in banking sector be it officials or guards or cleaners.

The Standing Committee (15/38) was asked: what is the ruling on working in the existing banks?

They replied: 
Most of the transactions that are done nowadays involve riba, which is haraam according to the Qur’an and Sunnah and the consensus of the ummah. The Prophet (peace and blessings of Allah be upon him) ruled that whoever helps the one who consumes riba or pays it by writing it down for him or bearing witness to it, etc, is a partner of the one who consumes it and the one who pays it, and they are all cursed and expelled from the mercy of Allah.

In Saheeh Muslim and elsewhere it is narrated that Jaabir (may Allah be pleased with him) said: The Messenger of Allah (peace and blessings of Allah be upon him) cursed the one who consumes riba, the one who pays it, the one who writes it down and the two who witness it, and he said, “They are all the same.”

Hence from these hadith, any doubt or question is completely eliminated any possibility of working in a bank. It is Haraam.

RIBA
RIBA | INTEREST | BANK JOBS

Muslims should avoid it and earn a living through permitted means. A person should not expose himself to the curse of Allah and his Messenger.
And if you happen to be part of any riba-based bank leave the job for the sake of Almighty Allah. Do not fear of poverty, for Allah is sufficient for everyone and He (SWT) will provide the means that one least expects.

The Standing Committee (15/18) was asked the following questions:

 1. Is there any specific section of the bank that is halaal, as many think, and if that is correct could you explain further? 

There is no section in the riba-based bank that is exempt from this ruling according to what we know of the pure shari’a because all the bank employees are cooperating in sin and transgression.

2. What is the ruling on working as a maintenance engineer for one of the electronics companies that deal with some of the riba-based banks, where the company sells equipment (calculators, cameras, telephones) to the bank, and tells us, as maintenance engineers, to go to the bank to service this equipment on a regular basis?  Is this work haraam on the basis that the bank does its accounts and organizes its work on these machines, and are we thus helping them in sin? 

They replied: 
It is not permissible for you to work for companies that are as you described because that involves cooperating in sin and transgression.

And it says in Fataawa al-Lajnah al-Daa’imah (15/48): 

It is not permissible for a Muslim to work in banks that deal with riba because that involves helping them to engage in riba-based transactions in one way or another, by writing them down, witnessing them, guarding the bank, etc. Helping them in that manner is cooperating in sin and transgression, which Allah forbade when He said (interpretation of the meaning):

riba

“but do not help one another in sin and transgression”
[Al-Quran : al-Maa’idah 5:2] 


Shaykh Ibn ‘Uthaymeen (may Allah have mercy on him) was asked: is it permissible to work for a riba-based organization as a driver or guard? 

He replied: 
It is not permissible to work for a riba-based organization even if you are a driver or a guard because accepting employment with a riba-based organization implies that you approve of them, as whoever denounces something could not work to serve its interests. If he works to serve its interests, he must approve of it, and the one who approves of something haraam has a share in its sin. With regard to those who are directly involved in writing down transactions, transferring money, depositing money, etc, are undoubtedly dealing directly with something that is haraam.

Watch This Video!!!


It was proven from the hadeeth of Jabir (may Allah be pleased with him) that the Messenger of Allah (peace and blessings of Allah be upon him) cursed the one who consumes riba, the one who pays it, the one who writes it down and the two who witness it, and he said, “They are all the same.”

From Fataawa Islamiyyah, 2/401 

And there are other well-known fatwas which forbid working in riba-based banks, no matter what the kind of work involved.
Based on this, if you are indulged in such sin than you have to repent to Allah from what you have done in the past, and leave this work, seeking the help of Allah, putting his trust in Him and being certain that He will grant provision. Allah says (interpretation of the meaning):

 “And whosoever fears Allah and keeps his duty to Him, He will make a way for him to get out (from every difficulty).

And He will provide him from (sources) he never could imagine. And whosoever puts his trust in Allah, then He will suffice him. Verily, Allah will accomplish his purpose. Indeed Allah has set a measure for all things”
[al-Talaaq 65:2-3]

We ask Allah to make us independent by means of that which is halaal so that we will have no need of that which is haraam.

May Allah protect us all.

“QABRON KI PUJA” “Grave Worship”

Be Aware of “QABRON KI PUJA” “Grave Worship” (Shirk):

In many Muslim countries around the world people build Masjids on the graves of pious people, these are sometimes called “Dargah” or “Mazar” etc. And people go to those places and ask the dead person to give them a child or whatever they need “Grave Worship”. Now asking anyone but Allah (Subhana Wa Ta’ala) for anything is Shirk. Here we want to clear up that from the Qur’an and very clear Sahih Hadith that we are NOT supposed to build structures or Masjids on the graves of pious people or anyone else.

It is also shirk to make a vow to any other than Allaah, as is done by those who vow to bring candles or lights for the occupants of the graves. Please Don’t follow blindly what your parents and relatives did. Also try to know what our prophet (peace be upon him) and Qur’an says.

Lets analyze – In the light of Hadith: 

Sahih Al-Bukhari: Volume 1, Book 8, Hadith # 419
Narrated A’isha (R.A) Um Habiba (R.A) and Um Salama (R.A) mentioned about a church they had seen in Ethiopia in which there were pictures. They told the Prophet (S.A.W) about it, on which he said, “If any religious man dies amongst those people they would build a place of worship at his grave and make these pictures in it. They will be the worst creature in the sight of Allah on the Day of Resurrection.”

Sahih Muslim: Book 4, Hadith # 2116
Narrated Jabir ibn Abdullah (R.A) Rasulullah (S.A.W) forbade that the graves should be plastered, or they be used as sitting places (for the people), or a building should be built over them.
Note: This hadith makes it very clear that we are NOT supposed to build ANYTHING over them. May Allah (Swt) save us , as many of the Muslim today build strong plastered graves and this is against the order of Rasulullah (S.A.W)!

Sahih Al-Bkhari: Volume 1, Book 8, Hadith # 427
Narrated A’isha (R.A) and ‘Abdullah bin ‘Abbas (R.A) When the last moment of the life of Allah’s Apostle (S.A.W) came he started putting his ‘Khamisa’ on his face and when he felt hot and short of breath he took it off his face and said, “May Allah curse the Jews and Christians for they built the places of worship at the graves of their Prophets.” The Prophet (S.A.W) was warning (Muslims) of what those had done.

Sahih Al-Bukhari: Volume 1, Book 8, Hadith # 428
Narrated Abu Huraira (RAA) Rasulullah (SAW) said, “May Allah’s curse be on the Jews for they built the places of worship at the graves of their Prophets.”

Sahih Muslim Book 4, Number 1083
Narrated Jundub ibn Abdullah (R.A) “I heard from the Apostle of Allah (SAW) five days before his death and he said: I stand acquitted before Allah that I took anyone of you as friend, for Allah has taken me as His friend, as he took Ibrahim as His friend. Had I taken any one of my Ummah as a friend, I would have taken Abu Bakr as a friend. Beware of those who preceded you and used to take the graves of their prophets and righteous men as places of worship, but you must not take graves as mosques; I forbid you to do that.

Sahih Muslim Book 4, Hadith # 2121
Narrated Abu Marthad al-Ghanawi (R.A) Allah’s Messenger (S.A.W) said: Do not sit on the graves and do not pray facing towards them.

In the light of Qur’an: 

They belief that dead Awliyaa’ (“saints”) can fulfil one’s needs or help at times of distress, and calling upon them for aid.
Allah says (interpretation of the meaning):
“And your Lord has decreed that you worship none but Him . . .” [Al-Israa, 17:23]

Similarly, they call upon dead Prophets, righteous people and others to intercede for them or to rescue them from some calamity, but
Allah says (interpretation of the meaning):
Is He [not best] who responds to the desperate one when he calls upon Him and removes evil and makes you inheritors of the earth? Is there a deity with Allah ? Little do you remember. [An-Naml, 27:62]

Some of them have adopted the habit of mentioning the name of a shaykh or wali (“saint”) when they stand up, or sit down, or stumble, or encounter problems or distress, so they might say “O Muhammad!” or “O ‘Ali!” or “O Husayn!” or “O Badawi!” or “O Jeelaani!” or “O Shaadhili!” or “O Rifaa’i!” – or they may call upon al-’Aydaroos or Sayyidah Zaynab or Ibn ‘Alwaan.

Allah says (interpretation of the meaning):
Indeed, those whom you call upon besides Allah are servants like you. So call upon them and let them respond to you, if you should be truthful. [Al-A’raf, 7:194]

Some of those who worship graves walk around them as if in “Tawaaf” and acknowledge their corners or touch them, kiss them, wipe their faces with their dust, prostrate towards them when they see them or stand before them in fear and humility, praying for whatever they need of healing from some disease, or for a child or for help with some difficulty. Sometimes they call upon the occupant of the grave, saying “O my master, I have come to you from far away, so do not let me down.”

But Allah says (interpretation of the meaning):
The Prophet (peace and blessings of Allah be upon him) said: “Whoever dies calling on someone else as a rival to Allah, will enter Hell.” (Reported by al-Bukhaari, al-Fath, 8/176).

Some of them shave their heads at the graves, and some have books with titles like Manaasik Hajj al-Mashaahid (“The Rituals of Pilgrimage to Shrines”), mashaahid or shrines referring to graves or tombs of ‘Awliyaa’. Some of them believe that the ‘Awliyaa’ are running the affairs of the universe and that they have the power to benefit or harm (Astagfirullah).

Allah says (interpretation of the meaning):
And if Allah should touch you with adversity, there is no remover of it except Him; and if He intends for you good, then there is no repeller of His bounty. He causes it to reach whom He wills of His servants. And He is the Forgiving, the Merciful. [Al-Yunus, 10:107]

It is also shirk to make a vow to any other than Allah, as is done by those who vow to bring candles or lights for the occupants of the graves.
Those who worship anyone but Allah or associate partners with Allah, Allah says the following in the Quran:

“And invoke not besides Allah any that will neither profit you nor hurt you, but if (in case) you did so, you shall certainly be one of the polytheists and wrong doers. And if Allah touches you with hurt, there is none who can remove it but He; and if He intends any good for you, there is none who can repel His favours which He causes it to reach whomsoever of His slaves He wills. And He is the Oft-Forgiving, Most Merciful” [Qur’an, 10: 106-107]

Indeed, Allah does not forgive association with Him, but He forgives what is less than that for whom He wills. And he who associates others with Allah has certainly gone far astray. [Qur’an, 4:116]

“Verily whosoever sets up partners in worship with Allah, then Allah Has forbidden paradise for him and the fire will be his abode” [Qur’an, 5:72]

ALLAH’S PUNISHMENT FOR WORSHIPPING ANYONE OR ASSOCIATING ANY PARTNERS TO HIM IS HELL / JAHANNUM – WITH NO RETURN AND NO FORGIVENESS.

May Allah (SWT) guide us to the right path. Ameen.

Copyright © 2018-2019, islam peace

Up ↑